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BAH Calculator

BAH Calculator

Calculate Basic Allowance for Housing (BAH) for US military personnel. Get accurate rates based on rank, location, and dependent status with historical comparisons.

100% FreeOfficial Rates2023-2025 Data
BAH Calculator
Enter your military information to calculate Basic Allowance for Housing

Enter any US city, state, or ZIP code

Spouse and/or children eligible for benefits

Example BAH Amounts
Sample calculations for different ranks and locations
E-5
Location: San Diego, CA
Dependents: With
Monthly BAH: $3,225
O-3
Location: Norfolk, VA
Dependents: With
Monthly BAH: $3,630
E-7
Location: Colorado Springs, CO
Dependents: Without
Monthly BAH: $2,430
O-4
Location: Washington, DC
Dependents: With
Monthly BAH: $5,063
What is BAH?

Basic Allowance for Housing (BAH) is a non-taxable monthly allowance paid to military members who don't live in government quarters.

Key Features:

  • Tax-free: BAH is not subject to federal income tax
  • Location-based: Rates vary by duty station
  • Rank-dependent: Higher ranks receive higher rates
  • Dependent status: Additional amount for families
  • Annual updates: Rates typically increase yearly

Note: BAH rates are based on local housing costs and are designed to cover 100% of median housing costs in each area.

BAH Planning Tips

Financial Planning

  • BAH continues during leave and temporary duty
  • Consider living below BAH to save money
  • Factor in utilities if not included in rent
  • Remember BAH is tax-free income

Housing Options

  • On-base housing (no BAH, utilities included)
  • Off-base rental (receive full BAH)
  • Home purchase (receive full BAH)
  • Shared housing to reduce costs

Family Considerations

  • Dependent rate applies with spouse or children
  • Geographic separation may affect BAH
  • Consider school districts for children
  • Dual military couples receive separate BAH

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